Carizona Blog

Why is Purchasing a Car is Far Better than Leasing It

There are some options obtainable when you buy your next vehicle. For individuals who can’t manage to obtain a new vehicle, a great alternative is just buying an old automobile or renting used ones. In this post we will go over that details and show you some of the advantages to buying a used car over renting one.

To avoid the mileage limitations that you have when renting a used vehicle, you should consider purchasing it instead. Remember that it’s quite common for lease agreements to limit yearly mileage. Lease agreements usually begin at 10, 000 miles and may boost up to 15, 000 miles annually. This means that the more miles you would like, the higher the lease amount you will need to pay. Keep in mind that there is a fee for each and every mile that you acquired. There’s no mileage limitation if you purchased the car, which implies that you don’t have to worry about more fees when you drive.

When you have completely acquired a used car by purchasing it, you can use it as collateral in case you want to file a loan. After the lease, the dealership or lessor will repossess the vehicle. This implies that not a single cent from your payment will go to your equity. Just like when you buy a home you won’t keep a home even if you have been leasing it for 20 years.

Contract cancellation charges are one other thing to worry about if you choose to lease car. Expect to pay penalty fees and other charges if you choose to cancel the contract just before it is over. Regardless of what your reasons are, you will not be exempted from the costs that they’ll charge you. This will not happen when you buy a used vehicle as when you no longer like the car, you can simply sell it to someone else. You can also earn money from this based on the book value of the automobile and exactly how much you’ve paid on your loan.

No doubt that purchasing a car is much better than investing a lot of money to lease one. Remember though that there are situations wherein it is better to rent a car. Before you make a decision, ensure that you already weighed all your options.

Used Cars and the Advantages You can Get When You Purchase One

Be a Thrifty Customer; Buy a Used Car

Cost-Effective

Acquiring a used car helps you not merely to cut-down your expenses on the vehicle’s price, but as well with other expenses. As a matter of fact, acquiring a new car will cost you 3 times more than acquiring a second-hand car at a fair price. Chances are high that you’ll get a significant deposit if you will be financing. Moreover, you are likely to be provided with a lower interest rate, which can tremendously reduce your overall financial costs.

Warranty

New vehicles for sale today come with a factory warranty. The time that your vehicle will be under such warranty will depend upon the company; it may start from 3 to 10 years. When you buy a used vehicle, you have the ability to transfer the warranty that is left over to your name, given that it has not already ‘expired’ by either mileage or years covered. You can also purchase an additional "worry free" warranty at a very low cost.

Insurance

Individuals who buy pre-owned vehicles will usually pay a lower insurance premium as compared to new cars. The insurance policy is cheaper as the price of a used vehicle is also lower than a brand new one. During the first two years of ownership, the worth of a new car will drop greatly. And because insurance companies will not be providing an insurance that is equal to a ‘new car’, you can obtain the most of your budget if you settle on pre-owned vehicles.

Be Safe With Your Used Car

April 12, 2018

When you purchase a used car, there are a number of things that most buyers regularly check before buying the car. You check the engine bay and make sure that everything looks good visually, you take the car for a test drive and make sure everything is smooth, you check the Carfax and see that everything is in order and a few other things.

Now that you have the hardest part out of the way (making sure the car is good and BUYING it) you need to take care of your car and do some things on a regular basis to make sure that you are safe while driving and also making your car last as long as possible. Here at Carizona we have some great cars that have been inspected and approved to be sold on our dealership. Come on down today and test drive some of the cars in our lot!

Give us a call at 480.814.8769!

Our Buy Here Pay Here Program

March 28, 2018

Our BHPH program is one of the top buy here pay here programs in Arizona. We offer excellent used cars and for people who don’t have the best credit to be able to go through a finance company or qualify for an auto loan from a bank, we can offer our in house financing with very low down payment options. Since the BHPH options is for working directly with us as the lender, we can negotiate a good interest rate with you for any car since we are the bank and have total control to be able to help you get your next car.

Tax Refund Specials

March 12, 2018

As we get close to the deadline for tax season, many people have already filed their returns and most have also gotten their refund checks from the government. Now it’s time to think wisely on what to do with that extra money. If you haven’t thought about using that money to get a new car and your car may be on its last legs, a wise choice would be to invest in a car.

Down the road if your current car happens to malfunction, your check will be used to fix your car and can be left wondering if it’ll happen again anytime in the future. Once a car is headed in that path, it’s best to avoid the hassles and issues and get yourself a newer car. Buying a used car can be a stress reliever since you won’t have to worry about your car malfunctioning, specially if that car has an extended warranty that will cover any issues that may arise in a future, because after all, cars are not perfect (even brand new cars).

With your refund check you can put a great down payment on your next used car and get great low monthly payments. If your check is big enough, you might even be able to buy a car with it. Many dealerships run car specials during the tax refund months since they know people have their refund checks. This is a great time for them to move inventory and have their dealer looking fresh for the months to come after the tax months. Shop around our dealership and see if there is anything you like, if we don’t have the car that you are looking for we can also help you locate the car that you want. Visit our site below to find more specials.

Tips for Getting Approved for a Car Loan with Bad Credit

February 17, 2018

When the time comes to get your next car and you consider getting a used car, there are a few factors that will come in to play in order for you to get approved for the loan. Make sure that you are prepared when going to the dealership to apply for a loan, don’t go in blindly. If you have good credit, there will be plenty of options to finance your car.  

On the other hand, if you have bad credit, you’ll be limited to fewer options and will have to look for a good deal on a car. Here are some tips that you can follow if you’re trying to obtain a car loan with bad credit.

Your FICO (credit) Score Matters

Your FICO score can range from a low of 300 to a high of 850. If you are on the lower end of the scale, your interest rate on a loan will be on the higher end. This doesn’t mean that you won’t be able to get a loan, it will however affect the interest paid on these loans. If your credit score is below 600 you should really consider holding off on buying a car for about 6 months and work on improving your credit rating first.

Get Approved with a Sub-Prime Car Lender

One of your best options at getting a loan is to attempt to get pre approved with a sub prime lender online. In many situations these lenders can help you get a loan for your next car, even if you don’t have the best credit score. Although they can most likely help you with getting the loan, you might have a higher interest rate. If this works for you, you can get the high interest rate loan now and at a later point you can refinance the car and attempt to get a lower rate and lower your monthly payments.

Length of Time at Job

One of the key factors that lenders take into consideration is the length of time at your current employer. This factor shows to lenders that you have consistency and it gives them some confidence when deciding whether to give you a loan or not. Steady employment will usually be determined if you have been at your employer for at least 90 days. As proof you may be required to bring copies of your most recent paychecks.

Applying for a Loan with a Co-Buyer

This is the simplest and easiest way for you to get approved for a loan even with bad credit. If you can find someone you can trust and that trusts you and also if this person has excellent credit, it may be easier for you to get a better interest rate as well. If you can no longer make your payments, your co-borrower will be held responsible for making the payments and taking over the loan.

We hope that these tips have helped you in your quest for getting a car loan even with bad credit. Make sure to read our other articles and tips about buying used cars and the used car industry.

Trucks for Sale in Chandler AZ

February 3, 2017

Hello everyone, thanks for visiting our blog again. In today’s post we want to talk a little bit about some used trucks that we have for sale at our dealership. Since we usually talk about what cars are for sale in our dealer we wanted to change things up a bit and just show you some of the great trucks available for sale.

We’ll start off this list with a 2015 Chevrolet Colorado loaded and flat tow ready! It’s a gray colored truck that is perfect for getting the job done at work, hitting some dirt roads or just driving around the city or hitching up to your RV and hitting the road!. Remember to click on the view inventory button in the menu to get more info about this truck.

Next on the list is a 2008 Ford F-150 XLT. This is definitely a perfect work or pleasure! since it has the long bed to fit just about anything on back of it.

These are not the only trucks we have, we have a few more for different types of work including smaller trucks as well. Stop by our dealership, give us a call or just browse our inventory to see what is in stock this week.

Buy Here Pay Here

January 14, 2014

When you are in the market to buy a used car you may get overwhelmed by the process of the intimidating paperwork that goes into getting the loan. Here at Carizona we can help with that. We offer a buy here pay here service so that you don’t have to worry about a third party or any banks. We will sit down with you and go through the entire process from start to finish to ensure that you understand every aspect.

The buy here pay here option also allows us to offer financing to people who may not be able to quality through a traditional loan at a bank. We find that this option is best because it allows us to make special deals for people that a bank or lender would not be inclined to offer. It also gives us the freedom to work with people that may not have the credit score they would like and don’t want to be gouged in interest rates.

Carizona believes in giving back to the community and the buy here pay here options allows to help people out. It gives people a second chance. It also allows us to make terms that are in the customers best interest, making everyone happy. If you are looking for a used car please call or stop by our lot and we will be able to not only find the car you are looking for, but we will help you get financed right here on the spot!

It’s Time to Buy a New Car

December 31, 2013

So the old car finally kicked it. It’s time to let go of your ’84 Corolla using the faux leather interior and buy something brand spaking new. Well, maybe maybe not exactly brand new … Why not start thinking about purchasing a used car? You want to save yourself a few bucks, right? Well, you’ve come to the right place, because we can help you make sure which you don’t get a lemon.

But we must warn you: Purchasing an used car is an irritating process. Reading this article will greatly alleviate your prospective issues, but keep in mind that there are lots of things to start thinking about. So read this article very carefully, printing it out, post it on your fridge and give it a kiss goodnight at bedtime. It’s going to be your best buddy. Other pople are reading just how many miles Should a used auto have? What to ask when buying a used car.

Before you hand over your hard-earned cash to a big-toothed, salesman you might maybe not totally trust, you initially must prepare. The infinite variables that accompany an utilized car purchase can make this even more difficult. On the initial list of “need-to-knows” are a used car’s make, model, mileage and purpose.

Makes and designs: Choosing prospective makes and models of cars can be a tiring and annoying procedure, but if you want a vehicle that will last more than a month, there are some simple actions you can take to guarantee your purchase will be a smart one. Look around you on the highways and parking lots. If you see a particular car in variety on the roadways, it generally means the automobile features a great track record and it remains on the road longer.

Do your very own research. Hundreds of magazines list the reliability of cars (both new and utilized). “Customer Reports” tests the dependability of thousands of products every year, and automobiles are one of their specialties. Take a look at their guide to the most (and least) dependable used cars. “Consumer Reports” tests important things that you will be unable to do for your self. For example, information technology would be nearly impossible for you to know just how many times per thousand miles an ’92 Celica breaks down.

Mileage: Obviously, a used vehicle comes with some luggage. Quantity one on your list of things to be worried about (before a test-drive) is your mileage preference. Certain, we would all prefer to have an automobile that’s six months old and has 5,000 miles on information technology, but that’s perhaps not likely to happen. Set a reasonable goal for yourself regarding mileage and wear-and-tear on your potential automobile. Start thinking about things like a factory warranty. a car that is only a couple of years old and features 20,000 miles on it’s likely to have a good bit of a factory warranty left. Additionally start thinking about how many miles you’re preparing to pile on the vehicle. If you’re making use of the car as a back-up, you don’t require to be therefore worried about mileage, however, if you’re preparing to make it your primary mode of transport, get an automobile with low mileage.

Be wary of automobiles with frighteningly low mileage figures. Salesmen have actually been understood to turn straight back the mileage on vehicles to make them appear more appealing.

Purpose: Finally, why do you’ll need this car? If it’s dependability you’ll need, your decision is effortless. If you need a dependable household automobile with double airbags, seven glass holders and a four-speed automatic with maroon shag interior, it makes your search all the easier. Take into account your needs when you search models so you understand what is standard fare on the car in question. Unlike brand new vehicles, used cars can’t be bought to your choice. In some methods, you have to “luck off” to get the ideal automobile. But keeping your eyes and ears open helps. Begin your used-car search months before the vehicle need is critical so you can keep your choices open (and possibly stumble on a sweet deal).

Cars for Sale in Chandler Arizona

November 8, 2013

Carizona is one of the leading used car dealerships in Chandler Arizona and all surrounding areas including Phoenix, Glendale and other areas. We sell all types of cars, used trucks, vans, used SUV’s and more.

Some of the recent inventory includes:

2000 Mitsubishi Eclipse GT   2001 Ford Expedition Eddie Bauer Edition   2005 Chrysler PT Cruiser   1999 Volkswagen Beetle GLS

Our inventory can vary a lot so we have a car that is sure to match everyone and anyone. Our prices are very competitive and we will work with you to get you into the next car of your choice.

Remember that we have a Buy Here Pay Here program to help anyone here in Arizona in financing their next used car.

Car Dealerships near Chandler AZ

October 14, 2013

Are you looking for the nearest car dealership to you in Chandler Arizona? Well you have found the right dealership!

Carizona is one of the leading used car dealers in and around Chandler including Phoenix and Tucson. We have all types of used cars, used trucks, used vans and much more. We are a no pressure dealership and treat all of our customers with respect.

Our cars include Honda, Chevrolet, Ford, Dodge, Toyota, BMW, Subaru, Acura, Infiniti, Jeep and many more. Our prices are great and we have financing options regardless of credit. We are a ‘Bad Credit Dealership in Chandler AZ’ and will help you get back in track to fixing and repairing your credit as well.

Our Buy Here Pay Here program is one of the most recognized programs in the state of Arizona. Make sure to give us a call to find out more information about our BHPH Program and get started with your next car loan.

Buy Here Pay Here in Chandler AZ

June 19, 2013

Our dealership is a buy here pay here dealership and we have a guaranteed approval for our automotive loans. Instead of us sending your deal over to a traditional bank or lender we are the bank so we approve and finance our own deals.

Buy Here Pay Here enables you to have the freedom to purchase a car even with bad credit, no credit and bankruptcies. Given by the fact that you’ll be working directly with us we can give you special financing rates that the banks can’t offer.

Our down payments start at $349, apply today for your next car purchase.